Relocation planning

Cost-of-living & take-home pay comparison

Compare living costs between two cities and estimate simplified take-home pay before you relocate.

1 · City cost-of-living comparison

Comparison basis

"Overall" uses the composite index. "Rent-weighted" leans on housing — closer to someone whose biggest cost is rent.

2 · Simplified take-home pay

How the comparison works

The headline figure is a simple index ratio. Every city has an indicative cost index on a New York = 100 baseline, so dividing the destination's index by your current city's index gives a multiplier. Applying that multiplier to your income estimates what you would need to maintain a broadly similar standard of living. Rent-weighted mode leans more heavily on housing, which often dominates a relocation budget.

How the data is sourced

The indices are indicative, rounded averages tagged "as of 2026-06", and the tax bands are widely-known approximations tagged "as of 2026-06". We deliberately keep both broad and clearly labelled rather than implying false precision. Treat every number as a starting point and verify against local listings and an official tax tool before you commit to a move.

FAQ

How is the equivalent income worked out?

Each city carries an indicative cost-of-living index on a New York = 100 baseline. We take the ratio of the destination index to your current city's index and multiply your income by it. If your city sits at 100 and the destination at 70, you would need roughly 70% of your income to keep a similar lifestyle.

Are these cost indices accurate?

No — they are indicative, rounded, city-wide averages for planning only. They ignore neighbourhood, lifestyle, exchange-rate moves, and your personal spending mix. Always check current local prices before relocating.

Is the take-home pay figure my real net salary?

No. It is a simplified estimate, not tax advice. It applies a few widely-known progressive tax bands plus a single social-contribution rate, and ignores filing status, dependants, regional or local taxes, allowances, credits, and caps. Use an official tax calculator or an adviser for a real figure.

Why does the income stay in my current city's currency?

The comparison is a ratio, so it is currency-neutral: it tells you how much of the same currency you would need, not a converted amount. We deliberately do not apply a live exchange rate, because rates move daily and would imply false precision.

Indicative estimate only — not financial or tax advice. Cost indices as of 2026-06; simplified tax bands as of 2026-06. Verify current local prices and your real tax position before relocating or relying on any figure.